Enter your financial goal — retirement, education, home, or any target. Get the exact monthly SIP amount needed with inflation adjustment and step-up modeling.
● Live CalculatorInflation AdjustedStep-Up SIP Modeling5 Goal Scenarios
🎯 Step 1 — Choose Your Goal
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Retirement
Corpus building
🎓
Child Education
College / abroad
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Home Purchase
Down payment
💍
Wedding / Event
Big expenses
✨
Custom Goal
Any target
📋 Step 2 — Enter Your Details
Goal Details
Return & Inflation Assumptions
Existing Savings (Optional)
Inflation-Adjusted Goal
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future value of goal
Monthly SIP (Flat)
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no step-up
Monthly SIP (Step-Up)
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starting amount
Total Investment
—
flat SIP
📊 Detailed Projection
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Wealth Creation Breakdown
How your final corpus is built
Your Investment—
Returns / Growth—
Existing Corpus Growth—
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Disclaimer: All projections are indicative and based on assumed rates of return. Actual mutual fund returns may vary. Past performance is not a guarantee of future returns. This tool is for educational and financial planning purposes only. TheFinVerge Services is not a SEBI-registered Investment Adviser. Please consult a qualified financial professional before making investment decisions.
Want a personalised SIP plan?
Every financial goal is unique. Book a consultation for a customised investment plan based on your income, risk profile, and life goals.
Comparing equal total investment deployed as SIP vs as a lumpsum today.
Comparison Inputs
LUMPSUM TODAY
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final corpus
Returns: —
MONTHLY SIP
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final corpus
Monthly SIP: —
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Note: Lumpsum gives higher returns when markets are rising. SIP gives better returns in volatile/falling markets through rupee cost averaging. For most retail investors, SIP is recommended as it removes the need to time the market and builds discipline.
SIP or Lumpsum — which is right for you?
It depends on your income pattern, market outlook, and risk appetite. Book a call to decide.